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   The Great American  

   Debt Free Challenge

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                                    Monthly Book Reviews

                         

                             Check out LivingCentsibly’s choice book reviews. 

                                    Selections change monthly. Plus you can find all the

                                    archived months here.

 

                         

                                                        Debt Free Living

                                                 Living without credit cards? Can it be done? How do I    

                                     start? How will I ever pay off all this debt?

                                     How will I survive? Find the answers to these questions

                                     and more.

Welcome to LivingCentsibly!

      LivingCentsibly is about learning how to make your life better. The primary focus is on debt elimination and learning to live a debt free life. However, there is more to getting out of debt and living the best life you can than just paying off bills. We all struggle with topics like organization, personal finances, keeping a house clean, planning healthy meals and more.

     I want LivingCentsibly to be your portal to information that can help you make your life richer and simpler. My blog will cover topics that I find in my own life that need some help. I don’t care for fluffy feel good information so I won’t be giving you any of that. Improving your life takes effort and I plan to tell it like it is.

   If you have a topic you’d like to know more about please email me. I love to research new things and if I can help you then I will. This site is newly updated but there are lots of exciting things that will be going on very soon. Join my email list so I can keep you updated.

                                                 Thank You for visiting,

                                                     Jen

          

TODAY’S BLOG

Day 730-The Game Plan

   Anytime you want to accomplish something it's good to start with a plan. The same is true for becoming debt free. Just rolling through life and paying the minimums due won't get you anywhere fast. My husband and I sat down and figured out a basic plan. As time goes on that plan needs to revised and finessed. I would like to outline the basic steps to our plan.

The Debt List

Well I dug out all the garbage bags and boxes where I had stored all the old bills and stuff that I didn't want to deal with or mentally couldn't deal with. Once I went through everything and threw out all the duplicate bills and junk mail that had sneaked in there, the pile wasn't so daunting. I actually had some hope. I went through every envelope and made a list of every debt that I knew of. The list came to around 53 different debts that we owed. Wow!!

What I counted and what I didn't count as a debt--                                             Read more here

                                 NEWS

  6-19-10

     Live Support Group Forming

     

 LivingCentsibly will be starting a live support group in the Havehill, MA area in July. This group will be open to anyone that is looking to get out of debt and learn how to live a debt free life. If you have had enough and want to finally take control of your finances and all that goes along with it then join us. We will all support each other. It’s good to know that you are not alone in this. Stories and ideas will be shared. There is not charge to join. Sometimes it helps just to let your story out but telling it is optional.

   If you need more information please email me at jenp01835@yahoo.com

     The time and place has not been confirmed yet. I will update as soon as it is.

    Refreshments will be served and please bring a notebook and pen.